AM/ Manager - Risk & Decision Science
Meesho
Bangalore, Karnataka, IndiaPosted 11 months ago
Skill Required
Financial Servicesanalyticaldesigningbuilding
Role overview
Would you like to be part of creating a unicorn within a unicorn? Solve some of the biggest challenges facing financial inclusion of Bharat? Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. Our vision is to build financial services for Meesho, becoming our key growth and revenue driver. We have found our Product-Market Fit and built and proved 0-1 and 1-10 journeys. Now looking for someone who can be the founding member of 10-100-1000 journey. Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. The Person will be responsible for driving the Policy, DS and analytics behind these efforts, from creating analytical frameworks to owning policy decisions.
Responsibilities
- Analyzing and Designing credit policies using Meesho platform data, bureau data, alternate data
- Creating Scorecards and models for approval
- Designing experiments to test cohort behavior and experimental policies
- Automate reporting and tracking of the portfolio on multiple levels
- Track Ops performance measures, key performance indicators and associated drivers
Additional details
- About the Team: Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. Just as Ant Financial did for Alibaba, and Mercado Pago did for Mercado Libre, our vision is to build financial services for Meesho, becoming our key growth and revenue driver.
- We have found our Product-Market Fit and built and proved 0-1 and 1-10 journeys. Now looking for someone who can be the founding member of 10-100-1000 journey and this is possibly one of the most exciting and enriching experiences one could consider in their career.
- As a Financial Services team, we always look at the bottom line. And the bottom line is - in this team, you should expect to have fun as you learn and grow.
- How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage?