Product Management - Manager- Lending (AI & Platform)
Paytm
Noida, Uttar Pradesh, IndiaPosted 2 months ago
Skill Required
ProductProduct ManagerAIrelated fieldEngineeringdesigningbuildingfintechGenerative AISQL
Key highlights
- 2 to 4 years of professional experience required
- MBA from top-tier colleges required
- Hands-on experience with LLMs required
- Opportunity to work on high-impact AI adoption in digital lending
Role overview
We are looking for an early-career Product Manager to join Paytm Lending. The role involves re-imagining how a lending business operates—spanning underwriting, risk, operations, and customer journeys—by leveraging LLMs and AI agents. This is a hands-on position where you will analyze data, edge cases, and operational challenges to design grounded solutions. We seek first-principles thinkers who enjoy building with LLMs and solving complex, real-world problems.
Responsibilities
- Identify workflows across lending (underwriting, risk, recon, operations, collections) where LLMs and agents can add value, and judge where they cannot.
- Build and ship product solutions from prototype to production, working closely with engineering.
- Dig into data, edge cases, and operational detail to understand problems at the root.
- Partner with stakeholders across risk, operations, engineering, and business to align priorities and drive delivery.
- Write clear product requirement documents and manage roadmaps and deliverables.
- Use data to define hypotheses, run experiments (A/B), and track impact; use SQL or Excel to access and validate data independently.
- Track key product and data metrics (OKRs and KPIs) and adjust strategy as needed.
Requirements
- Bachelor's degree in engineering, computer science and/or related field with MBA from top tier colleges.
- 2 to 4 years of professional experience in product management, product analytics, or a similar role, with a strong customer-first mindset.
- Genuine, hands-on experience building with LLMs. You have built something real and can explain how it works and what you learned from it.
- Hunger to learn, fresh first-principles thinking, and the ability to stay structured when problems are ambiguous.
- Strong communication and the ability to articulate ideas clearly and simply.
- Comfort with data (SQL, Excel, analytics) to validate your own hypotheses.
- Ability to work and deliver in a fast-paced environment.
Nice to have
- Exposure to lending, fintech, or MSME products.
Benefits
- A collaborative, output-driven program that brings cohesiveness across businesses through technology.
- Work on high-impact problems in digital lending and help shape how the business adopts AI in a practical, grounded way.
- Opportunity to be part of India's largest digital lending story with 500 mn+ registered users and 25 mn+ merchants, democratizing credit for deserving consumers and merchants.
Additional details
- Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help consumers and small businesses with payments, commerce, and credit.
- Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.
- If you are the right fit, we believe in creating wealth for you.