We are looking for a talented and motivated Senior Manual QA Engineer with deep payments domain expertise to join our growing Pune team. This role is ideal for a payments professional who has built strong QA experience across global payment schemes and is looking to grow into a Business Analyst role over time.
You will work on complex, high-impact payments transformation programmes for tier-one global banks, validating payment flows across multiple rails, schemes, and core banking integrations. You will bring a tester's precision and a domain expert's intuition to everything you do.
Responsibilities
- Design, write, and execute detailed manual test cases and test scenarios covering end-to-end payment flows across global payment schemes
- Validate payment message formats, field-level mappings, and processing logic across SWIFT, SEPA, FedWire, CHIPS, and real-time payment schemes
- Test integrations between payment hubs and core banking systems including accounting, balance checks, fraud & compliance, FX engines, and notification services
- Perform functional, regression, integration, and UAT testing across payment transformation programmes
- Analyse payment scheme rulebooks and translate requirements into comprehensive test scenarios including happy path, negative, and edge cases
- Raise, document, and track defects with precision and clarity; work closely with developers and BAs to drive resolution
- Participate in requirements reviews and contribute domain knowledge to identify gaps and ambiguities early
- Produce test summary reports and communicate testing outcomes clearly to project stakeholders
- Gradually take on BA-adjacent responsibilities such as requirements analysis, gap assessment, and stakeholder communication as you grow in the role
Requirements
- 5+ years of QA experience with a strong focus on payments domain testing
- Deep hands-on knowledge of global payment schemes, including: Cross-border payments (SWIFT MT/MX, GPI); SEPA (SCT, SDD, SCT Inst — STEP2, EBA RT1, TIPS); US payment schemes (FedWire, FedACH, CHIPS, RTP, FedNow); Instant payment schemes (at least one of: TIPS, RT1, TCH RTP, FedNow, UPI, FAST)
- Solid understanding of the end-to-end payments landscape, including clearing, settlement, and reconciliation
- Strong knowledge of core banking system integration — how payment hubs interface with accounting, balance, fraud & compliance, FX, and notification systems
- Experience testing ISO 20022 message formats (pacs.008, pacs.002, camt.056, pain.001 etc.)
- Ability to write precise, comprehensive test cases from scheme rulebooks, BRDs, and functional specs
- Excellent verbal and written communication skills — able to articulate defects, risks, and test outcomes clearly to both technical and non-technical stakeholders
- Genuine inclination towards a SME career path — intellectually curious, proactive in understanding the 'why' behind requirements, and able to engage confidently in business discussions
Nice to have
- Exposure to payment hub products such as Finastra GPP, FIS OPF (Open Payment Framework), Volante, ACI, Temenos Payments, or similar
- Familiarity with SWIFT Alliance, SWIFTNet connectivity, or SWIFT MX migration testing
- Experience working in an Agile / Scrum delivery environment
- Basic SQL skills for back-end payment data validation
- Experience with defect management tools such as JIRA, ALM, or Azure DevOps
- Prior exposure to payments consulting or system integration projects at global banks
Additional details
- About RedCompass Labs: RedCompass Labs are payments experts focused exclusively on payments modernization. Over the last 23 years, RedCompass Labs has delivered 500+ projects across the world’s major payments schemes and platforms, including ISO 20022, SEPA, Swift, the Real-time Payments Network, and FedNow, ISO 20022 migrations, and FIS OPF, Finastra GPP, and ACI Worldwide.
- Its flagship Payments Expert Agent is an AI solution purpose-built for the full payments modernization software development lifecycle. Trained on decades of deep payments expertise and more than 30,000 curated documents, the agent is certified to SOC 2 Type II.
- With offices in London, Warsaw, Brussels, Miami, Toronto, and Pune, we support clients worldwide.
- To learn more about RedCompass Labs and our services, visit: www.redcompasslabs.com.
- Position: Senior Manual QA Engineer
- Total Exp.: 10+ years
- Job Location: Baner,Pune
- Who You Are - A payments professional first — you understand payment flows deeply, not just test scripts
- Who You Are - Detail-oriented but able to see the bigger picture of a payment transformation programme
- Who You Are - A clear, confident communicator who can hold their own in client-facing conversations
- Who You Are - Someone who asks "why does this work this way?" — curious, analytical, and always learning
- Who You Are - Ambitious about your career — excited about growing into a SME or functional consultant role
- Who You Are - Collaborative and team-oriented — happy to work across QA, BA, dev, and client teams
- RedCompass Labs India Pvt. Ltd. believes that diversity and inclusion fuel innovation and strengthen collaboration across our teams and with our clients. This commitment is reflected in our approach to equal employment opportunities for all individuals, regardless of race, caste, religion, colour, sex, age, nationality, disability, gender identity, sexual orientation, marital status, military or veteran status, genetic information, or any other characteristic protected by applicable law. All hiring decisions are made solely on the basis of merit, qualifications, and business needs.
Zobhira
