At Navi, the mission is to simplify finance for a billion people through technology-first products built at scale. The Data Scientist 3 role is integral to building scalable and efficient solutions across lending, insurance, investments, and UPI. This position involves leading high-impact data science initiatives that directly influence strategic business decisions, working at the intersection of advanced machine learning, large-scale data processing, and cross-functional collaboration. The role emphasizes technical excellence, innovation, and fostering a culture of ownership and impact.
Responsibilities
- Drive end-to-end delivery of high-impact data science initiatives, from conception and prototyping to large-scale deployment, ensuring alignment with business goals and measurable outcomes.
- Proactively engage and influence stakeholders across Product, Engineering, Business, and Executive teams, shaping problem definitions and championing data-driven decision making.
- Demonstrate deep expertise across machine learning and deep learning concepts, setting technical direction and solving highly complex, ambiguous problems.
- Architect and deliver solutions across diverse data types—tabular, text, image, and speech—leveraging cutting-edge models and best practices to drive business value at scale.
- Lead experimentation with emerging algorithms and technologies, fostering a culture of innovation and staying ahead of industry trends, especially in the fintech domain.
- Establish and uphold best practices for model validation, monitoring, performance tracking, and risk management in production environments, ensuring reliability and compliance.
- Mentor and guide junior team members, facilitate technical reviews, and actively contribute to a culture of knowledge sharing, continuous learning, and technical excellence within the team.
Requirements
- Bachelor’s or higher degree in Computer Science, Electrical Engineering, or a quantitative field, with a demonstrated research mindset and 5+ years of relevant experience.
- Deep understanding of modern machine learning techniques, underlying mathematics, and hands-on experience with key ML frameworks (such as scikit-learn, Keras, TensorFlow, PySpark, MLlib, etc.).
- Strong foundation in statistics, machine learning (e.g., Random Forests, XGBoost, SVMs), and inference techniques, with expertise in hypothesis testing, simulations, and optimization methodologies.
- Proven experience working with distributed computing platforms for large-scale data processing and model training.
- Strong programming skills, preferably in Python, Scala, or similar languages.
- Demonstrated ability to drive large-scale machine learning projects end to end—from problem formulation and data preparation to deployment and monitoring.
- Proven track record of delivering high business impact through data science solutions in previous roles.
Nice to have
- Experience leading projects with multiple team members and/or mentoring junior colleagues.
Benefits
- Flexible leave policies.
- Strong health and wellness benefits.
- Free financial, legal and medical consultations.
- ESOPs.
- Workplace designed for both productivity and well-being, including sports turf, gym, focus zone, and nap rooms.
- Team bonding activities such as sports, celebrations, offsites, music jams, and team outings.
Additional details
- Founded in 2018 by Sachin Bansal and Ankit Agarwal, Navi has grown rapidly across Loans, UPI, Insurance, Mutual Funds and Digital Gold.
- The Data Science team at Navi plays a central role in building intelligent solutions that power products and drive business impact, working across key domains such as Lending, Collections, KYC, UPI Growth and Ads recommendation.
- The team applies advanced machine learning/deep learning/GenAI techniques to solve high-impact challenges and collaborates with cross-functional teams like Product, Business, Engineering, etc.
- The Navi OS is the Operating System for how the company works every day, defined by core values: Start with the Customer, Master the Details, Act with Urgency, Own the Outcome, Build for a Decade - Not a Day, Win as One.
- Success at Navi is defined by living these core values, and the company hires individuals who already show these strengths.
- Life at Navi is fast-paced, ambitious, and deeply collaborative.
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